Retirement Calculators for United States (2026) — Free & Accurate

Retirement Planner

Establish savings milestones to cover your post-retirement life expenses.

Determine your target net worth and years to reach Financial Independence.

Estimate the lump sum target needed to secure your post-work budget.

Evaluate different withdrawal rates (e.g. 3%, 4%) on your portfolio longevity.

Estimate your statutory state pension forecast based on working years.

Estimate government social security or state pensions based on country formulas.

Calculate your 401(k) retirement savings growth, including employer matching contributions.

Project the tax-free growth of your Roth IRA retirement account.

Calculate tax-deferred growth for your Traditional IRA investments.